Our more traditional fixed monthly repayment Bizniz loans provide financing to limited companies allowing your business to grow.
Borrow up to £250,000 based on your total monthly revenue and historic performance.
Our loans are suitable for any business sector including manufacturing, training companies, e-commerce, retail, hospitality – in fact any established limited company.
Your business should ideally have been trading for at least 18 months, have returned at least it’s first set of annual accounts or alternatively have made a minimum of 5 VAT returns.
Bizniz loan terms can range from 3 months to 18 months and there are no early redemption penalties or charges.
Our Bizniz Cash Advance was designed to suit businesses (sole traders, partnerships and limited companies) such as retailers, restaurants & bars, dentists & opticians, hair & beauty salons, car repair garages etc where a good proportion of their turnover is made up of credit and debit card sales.
The Cash Advance works by agreeing a fixed % deduction from your future card sales which continues until the advance has been repaid. As this % will not change, it means your repayment always matches your cashflow. When your business is quiet, you will repay less and when you’re busy, you will repay quicker.
Your business will need to have been trading and accepting cards for 6 months or more.
I was a struggling business and I needed to refit the shop. The banks all said no, but Bizniz Cash Advances gave me the money I needed and I didn''t have a fixed monthly repayment, which really helped when takings were lower.